Mass health connector (the internal name of the product) is a robust and scalable software, designed to automate and streamline the management of a health insurance company. Not only does it provide you with all the tools and data needed to handle your leads, but mass health connector also offers solutions for automating your business processes.
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| 5 Things That Will Make You Love MassHealth |
- Section: Will be available until
- Section: MassHealth
- Section: the Health Connector can help you find an affordable plan that fits your needs.
- Section: The Health Connector
- Section: Qualifying for Subsidized Insurance
- Takeaway: If you do not have health insurance, you still have time to apply and qualify for subsidized health insurance.
Will be available until
The Massachusetts Health Connector will remain open to help people sign up for health insurance. But its future is uncertain, as federal funding has been cut and the state's waiver providing billions of dollars in funding is set to expire at the end of 2018.
The Massachusetts Health Connector is an online marketplace that helps people enroll in health insurance plans. It allows people to compare different plans side-by-side and also determines eligibility for financial help to lower monthly premiums.
The Connector offers both private plans and Mass Health (Medicaid). Statewide, 2.3 million residents are enrolled in Mass Health, with another 300,000 enrolled in Connector Care plans, which are a type of subsidized private insurance plan. A total of about 4.7 million residents have health coverage through the Health Connector.
Before the Affordable Care Act (ACA) was implemented, the Health Connector offered only commercial insurance plans. The ACA required all states to expand their Medicaid program or create a health insurance marketplace where individuals could shop for and purchase qualified health plans, which would offer coverage at more affordable rates.
Mass Health
The Mass Health Connector is an option for people with low to moderate incomes who do not have health insurance and do not qualify for Mass Health.
The Connector will help you find a health plan that best meets your needs and budget. You may also be eligible for financial help, in the form of a tax credit, to pay for your health plan if your income is between 133-400% of the federal poverty level ($15,654 $47,080 for an individual; $32,040-$96,720 for a family of four). The amount of financial help you can receive varies depending on your income. You can use this calculator to find out if you are eligible for financial help to lower the cost of your health insurance or if you may qualify for MassHealth or Commonwealth Care.
The Health Connector can help you find an affordable plan that fits your needs.
Many Massachusetts residents can find affordable health coverage through the Health Connector. You can:
Choose from a variety of private health insurance plans or
Sign up for mass health, the Commonwealth's Medicaid program.
Get health insurance that meets your needs and matches your budget.
To get started, see if you qualify for financial help to lower your costs. Then compare plans to find one that meets your needs. After you pick a plan, enroll online or over the phone. If you need help, chat with us online or call us at 1‑877‑MA‑ENROLL (1‑877‑623‑6765) (TTY: 1-877-623-7773).
The Health Connector
This is your story on the Health Connector, Massachusetts' official health insurance marketplace.
Once you create an account and log in, you can shop for health insurance plans, compare prices, and find out if you qualify for financial help to lower the cost of your monthly premiums. You also can estimate how much you may get from a tax credit or premium assistance from Mass Health or the Children's Medical Security Plan (CMSP).
Your story is safe with us. The information you provide to create an account is secure and confidential. We collect it only to give you access to our services and features. We don't share it with anyone else without your permission — not even anonymous information or statistics.
Qualifying for Subsidized Insurance
If you're an adult in Massachusetts, you're eligible to purchase health insurance through the Mass Health Connector. But only some applicants will qualify for subsidized plans.
The Connector is the state's marketplace for private health insurance. It offers a marketplace of individual and family coverage, as well as Medicaid and the Children's Medical Security Plan (CMSP).
If you are an adult who isn't eligible for Medicare or Medicaid, you can use the Connector to buy commercial coverage. This includes young adults through age 26 who are on a parent's plan, people who have individual coverage outside of the Marketplace, or people who are presently uninsured.
However, not everyone will be eligible for subsidized plans. To qualify for subsidies, your income must fall between 100% and 400% of the federal poverty level. For a single person in 2016, this means $11,770 to $47,080 per year. Many people whose incomes are lower are automatically enrolled in Medicaid when they apply for coverage through the Connector.
Massachusetts residents with incomes over 400% of poverty aren't eligible to receive financial help from the government to purchase their plans through the Connector (although they can still use it to shop).
If you do not have health insurance, you still have time to apply and qualify for subsidized health insurance
A health care subsidy program was created in the Affordable Care Act to help those with lower incomes. The government is paying almost 80% of subsidized health insurance premiums while you pay the remaining 20%. If you are interested in learning more about this option, please visit http://masshealthconnector.org/ .